Aim higher with your next upgrade | KEYS by GM Financial

Welcome back to KEYS by GM Financial I’m Marian and each week on KEYS were bringing you personal financial tips to
help you unlock your financial future are you ready for third row heated seats
or perhaps more towing capacity? maybe it’s time to upgrade here are three
questions you should ask yourself before you start shopping 1. What price is right for your budget first things first it’s important to know what you’re comfortable spending on
your new vehicle if you’re considering an upgrade that cost more than your
current vehicle determine how that would impact your monthly payment and overall
budget our online calculators can help you estimate what you can afford
keep in mind you may be able to get more car for lower monthly payment if you
consider leasing to see if leasing is right for you check out this video on
leasing vs. buying 2. What are some of your other car related expenses with a base estimate in hand factor how much you may spend on gas insurance
parking and tows Sirius XM OnStar or a service plan accounting for these
additional costs will help you gauge just how far you can stretch your car
buying budget 3. What features are on your wish list once you have an
estimate on how much car you can afford start comparing make model and trim the Chevrolet Buick GMC and Cadillac websites allow you to build and price
before you go to the dealership to help to help you prioritize what you want versus what you need use the online tools to compare trim levels paint options accessories
and add-on packages to see how each decision affects the price as you weigh
your options consider which features you may be willing to expand your budget on
such as safety packages or rear park assist
in the big picture these might be worth it for added peace of mind research
offers the Chevrolet Buick GMC and Cadillac websites have a current offers
tab check to see what deals are available on your favorite vehicles make
your dream a reality after calculating the expenses and
evaluating your budget remember to apply online for pre-qualified credit your
application will go to your preferred dealership so they know the type of
vehicle you’re looking for and can help you close out a deal plan ahead if you
feel like you need a little more wiggle room in your budget before upgrading
here are eight budget tricks to help you reach your goal faster check back next
time for more keys and don’t forget to subscribe to get notified of new videos
to help you unlock your financial future

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